计算机科学 ›› 2016, Vol. 43 ›› Issue (9): 242-246.doi: 10.11896/j.issn.1002-137X.2016.09.048
赵颖秀,刘文奇,李金海,赵宁
ZHAO Ying-xiu, LIU Wen-qi, LI Jin-hai and ZHAO Ning
摘要: P2P网贷在爆发式增长的同时,也面临着巨大的信用风险。针对这一问题,首先提出了综合评判法这种信用评估方法,并且运用融360的数据对其进行了验证。其次,提出了利用粒计算的信息融合方法将第三方数据与已有信用评估值进行信息融合,进而不仅对原有信用评估值信息进行了补充,而且使彼此得到相互印证。最后通过模拟第三方数据对运用粒计算的信息融合方法进行了验证。
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